- Property must be the proposer's main residence
- Occasional clerical business use by proposer permitted
- Not more than 3 claims in last 3 years nor a single claim in excess of £5,000
- Not more than 1 theft claim permitted where the loss has exceeded £2,500
- No bankrupts and Never had insurance declined or special terms imposed
- Excludes these jobs: jewellers, publicans, antique dealers, club owner, commission agents, turf accountant, pop artist, model, furrier, student, street trader, professional sports or media, scrap dealer, or any person connected with the entertainment industry
- Standard landslip, subsidence and heave exclusion
- Property not a listed building nor more than 300 years old
- No more than 50% of the roof area being flat
|
