- You are aged 18 years or over.
- Your property is your main residence.
- Home to be occupied solely by you and your family.
- Your property is not left unoccupied for more than 30 days in a row.
- No sub letting or business use permitted
- The property is built of brick, stone or concrete and roofed with slate, tile, concrete, metal or asphalt, and in a good state of repair.
- Maximum contents value of £40,000
- It is self contained with its own front door.
- The property has not been damaged by flood and is not in an area liable to flood.
- You or any adult living with you have never been convicted of any criminal offence (other than motoring convictions) or have any prosecutions pending, and have not suffered any loss, damage or liability whether insured or not during the last 3 years.
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