Bike Insurance Glossary |
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| Claims History | Conviction History | Disqualification | |
| Multiple Quotes | Policy Details | Bike Ownership | |
| Sight Saver | |||
| Quote & Buy Online Sites | Quote Request Sites | Other Sites | |
| Claims History | |
| '3 in 5 years' (for example) Means, to get an internet quote you must not have more than 3 claims in the last 5 years. |
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| Conviction History | |
| '4 in 5 years' (for example) Means, to be eligible for an Internet quote, you must not have more than 4 driving convictions in the last 5 years. 'Up to 6 points' (for example) Means, to be eligible for an Internet quote, you must not have more than 6 points on your driving licence. |
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| Disqualification | |
| '0 in 5 years' (for example) Means, to be eligible for an Internet quote, you must not have any disqualifications in the last 5 years. |
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| Multiple Quotes | |
| Some sites offer you the choice of more than one quote or will select the best quote from a panel of insurers. | More Definitions |
| Policy Details | |
| 'Full' means that full policy details are available on screen. 'Summary' means that there is only a summary of the cover on the screen and you would have to contact the insurer for more details if required. |
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| Bike Ownership | |
| 'Self' or 'Main User' Means, to be eligible for an Internet quote, the bike needs to be registered in the proposers name, normally at the same address. 'Family' Means, to be eligible for an Internet quote, the bike needs to be registered in a family members name, normally at the same address. |
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| Sight Saver | |
| SoreEyes donates 50% of net income from supporting insurers to Sight Savers International, the leading UK charity, which helps prevent blindness and restores sight in developing countries. 'Yes' means that this is a supporting insurer. |
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| Quote & Buy Online Motorbike Insurance Sites | |
| These are the most sophisticated sites enabling you to obtain a firm quotation and buy securely online (or via telephone where preferred). | More Definitions |
| Quote Request Motorbike Insurance Sites | |
| Basic non-interactive sites including a form that you can e-mail to request a quote. Expect a response within 1 or 2 days via e-mail, post, fax or telephone. | More Definitions |
| Other Motorbike Insurance Sites | |
| These sites only give basic information about the company including contact details. | More Definitions |